Over the past few decades/course of history/span of several years, mortgage rates have exhibited a varied/dynamic/fluctuating pattern. {During periods of economic growth/, when interest rates are low, mortgages tend to be more affordable and accessible, fueling strong demand in the housing market. Conversely, during times of economic uncertainty/re

Mortgage interest rates have fluctuated dramatically throughout history, exhibiting economic conditions and market forces. In recent decades, rates have generally trended downward attributable to factors such as low inflation and accommodative monetary policy. However, there have been periods of instability, driven by events like recessions, geopol